Our Team

About Bob

As a tenured professional in the mortgage and finance industry, Senior Loan Officer, Bob Khzam, has developed a successful model to a “customer first” commitment. He builds his business one relationship at a time while always prioritizing the customer’s goals and needs, which in turn, facilitates and ensures the decision-making process.

Earning appreciation for excellent service from Realtors and clients alike, Bob receives the following testimonial from one of many Realtors representing a seller:

“Thank you for pushing this along and staying on top of this challenging transaction at times and as I said Bob, you just earned my trust so make sure you stay in touch and lets work together again at some point.” – Michael Richards

With an established portfolio of retention and new clients, Bob’s objective is to customize the best loan package and financial solutions to his clients. Whether it is offering a Conventional, FHA, VA, USDA, Jumbo, Reverse Mortgage or other programs, Bob has you covered.

Being an established member of (CSA) Certified Senior Advisors and a seasoned Financial and Insurance Planner, Bob provides his clients with trusted experience, actively ensures up to date knowledge in the industry, and achieves customer goals confidentially. Time is paramount in this field, which is why Bob is accessible and always ready to help out his clients seven days a week.

As a team, CSMC Mortgage is an established residential lender and a trusted brand in the Realtor community. Our operational expertise and cutting-edge technology combined with our unique setup with processors, funders, and underwriters under one roof, enables us to close loans quickly and accurately.