Our Team

Originally from Santa Barbara, Mike grew up on the coastal beaches of Santa Barbara and Ventura. With a large portion of the population in this area gaining financial security through home ownership, Mike strives to show homeowner’s how to maximize their investment through regular, detailed financial reviews, as mortgage rates move through time and as borrower’s life situations change. His biggest satisfaction is when he can help someone purchase their first home and help his existing homeowners save tens of thousands of dollars through regular reviews of their mortgages during favorable mortgage rate cycles. On weekend mornings you will find Mike with his two golden retrievers, Luke and Sophie, playing fetch as they walk down Padaro lane beach in Carpinteria, with friends mountain bike riding the many trails behind Ojai and Santa Barbara or freediving the beautiful waters of the Channel Islands.

Applying for and closing a mortgage can be a frustrating process; from shopping for the best rate, dealing with paperwork, to hoping you get excellent service and someone who will respond quickly to any of your questions. I can help you will all of that. At CSMC Mortgage our primary mission is to provide the best products, support, and services effectively and consistently to every client. My outstanding mortgage team will work with you one on one to ensure you get the financial solution that is tailored specifically to meet your financial needs. We work with over 45 of the nation’s most respected mortgage banks and lenders to make sure you get the most ideal program for your needs at the very best pricing. So whether you are purchasing your first home, refinancing your current home, or consolidating debt, my highly experienced team can help you find the right loan program at the lowest rate no matter what your needs are. I am easily available, and you can contact me directly at 805-794-4408 by voice, text, or email me at mtakeda@csmcmortgage.com. I will make sure my staff and I see that you are completely satisfied with your decision to make your purchase or refinance with us.