back to top

About Us

Tips & News

Easy Ways to Protect Your Home This Fall

It’s still sweltering for most of us, but cooler temps will be here before you know it. So much can go wrong with a house during the winter, but just a little babying will go a long way to make sure your home stays in tip-top shape all the way through spring (and beyond, with any luck). These are all quick, easy things any homeowner can do right now to prevent a disaster.

Exterior Home Maintenance

Seal Foundation Cracks and Exterior Openings

Checking your foundation for cracks and caulking them is one of the cheapest and quickest things you can do to keep moisture out of your home and hot air inside your home. Plus, mice and other critters can fit through even small cracks.

All you’ll need is a caulk gun, cement sealant, and caulk. Use the cement sealant for any cracks you find in your foundation. You can use caulk for areas where masonry meets siding, around windows and doorframes, and where pipes and wires go into the house.

Clear Your Gutters and Downspouts

If you do only one thing this fall, this should be it. Clogged gutters can keep rain and on your roof, which can lead to leaks.

It’s time to get up on your roof and clear out all the leaves and debris. If you have a lot of trees by your gutters that will be losing leaves throughout the next few months, you may want to hold off.

Hoses and Outdoor Faucets

If you don’t winterize your hoses and faucets, you can end up with a very expensive pipe repair. Leaving water in pipes and then having them burst during a very cold winter is common but very preventable.

First, drain all of your garden hoses and store them inside. Drain the lines to your outside faucets (you might have small caps on the faucets, which you should loosen). Next, shut off outdoor faucets. If you don’t have a shutoff to outdoor faucets, Styrofoam faucet covers cost just a couple of dollars at any home improvement store.

Clean Your Air Conditioner

First, turn off your A/C unit. The exterior power switch is in a small box on the side of your home. Flip it to the “off” position.

Next, use a broom to sweep any leaves or other debris off of the A/C. The use a hose to wash off dirt and dust.

Last, place a waterproof cover over the unit to insulate it and prevent damage during the winter. You can find covers specifically for A/C units at home improvement stores.

These little steps can really extend the life of your air conditioning.

Trim Your Trees

Comb over your property, looking for dead or decaying branches on trees. These can become dangerous when they’re loaded with snow and ice. They’re also potentially vulnerable to high winds. It’s best to remove them now, before they fall on you, your house, or your car.

Roof

Most roof leaks are caused by just one broken shingle or rusty nail that lets a shingle slip out of place. If you get a leak on a cold winter day, the roof is the last place you want to be.

Get on your roof and look for shingle damage. If you spot a damaged shingle, use a pry bar to loosen the shingle above the broken one. Pry out the nails that are holding the damaged shingle in place, slip in a new shingle, and secure it with new nails.

Indoor Home Maintenance

Check Detectors and Fire Extinguishers

Test your carbon monoxide and smoke detectors, and swap out all of their batteries. It’s also a good idea to run a vacuum attachment over them to remove any dust.

Check to make sure you know where your fire extinguishers are and that they are working. Fire extinguishers more than six years old need to be replaced, and you should have at least one on each floor.

Schedule Furnace Maintenance

Your favorite HVAC person is going to be busy once the cold comes. Schedule a furnace tune-up now to make sure your furnace is functioning properly when you need it.

This is also a good time to make sure you have a fresh filter for your furnace. (And keep replacing it every three months.)

Add Weatherstripping to Doors

Cold air enters your house through any gaps in your doors. Add weatherstripping to stop the leaking. Peel-and-stick foam strips are best for the top and the lock-side jambs. A peel-and-stick rubber strip is best for the hinge side jambs.

Inspect Your Fireplace

Even if you don’t light up a roaring fire very often, you should still check it once a year to make sure it’s safe to operate. Here’s what you should look during your inspection:

I hope this list of easy tasks helps you keep your home safe and cozy as we transition into the fall and winter months. I think it’s time for me to get started on them, too!

“ Mario provided excellent service. Not only was he professional and helpful, but the personal support and reliability was something hard to find these days. I will not be using anyone else and have confidently referred him to friends and family.”

- Heather C.

“Laura Hertz is the best lender I've ever worked with in my 25 years as a Realtor. I never have to worry that she has things handles and she always performs in the best way possible. I also know that she is an advocate for my buyers and not only does she meet their expectations but she exceeds them! She is my lender for life!”

- Paula K.

“Faye helped me purchase my first home last year. She was very professional and worked very quickly to help me procure financing. She made herself available around my schedule and took the time to explain my options for financing to help me get the lowest rate possible. Would highly recommend her to anyone looking for someone that is professional, highly knowledgeable, polite, and responsive.”

- James Z.

“This review is about Mark and Darci Richardson from CSMC Mortage in Simi Valley. This team is the BEST! For the past 12 years our home was "underwater" due to the "crash" in 2007, and unable to do anything with the mortgage except pay it. These two kept on top of things and finally the house qualified to REFI. We just completed everything and it closed last week... and they saved us over $900 a month!! That's a huge savings for a couple of senior citizens! We are SO happy now and finally can breathe. Thanks to Mark and Darci and CSMC Mortgage for following through, jumping through all the hoops necessary and helping us out! I can't recommend them more... they are the BEST!!!”

- Shari S.

“Mark, Darci & Co were wonderful to work with! They were responsive, managed a complex buying situation with ease, incredibly communicative and always ensured I was caught up with what was going on and where I was in the process. Heavily recommend!”

- Zach J.

“CSMC is always our go to lender. Denise Bizzy is fabulous. She really went the extra mile trouble shooting solutions to problems our client had. I do not believe another lender would have been able to pull this off. Five stars for the A+ service from Denise Bizzy and CSMC Mortgage!”

- Mark L.

“ My experience is always fantastic & seamless. Mayen Grigorian is a true professional. He’s honest, he goes above and beyond, he’s efficient, always available and knowledgeable. I never have to call for updates he beats me to it and sends updates regarding the loan. Our clients are very happy and we’re very happy! Five star service, I can’t say enough good things about Mayen as a person and a professional. Hands down! He’s The Best!”

- Taline S.

“Darci, Mark and their team of professionals made the purchase for our amazing buyers absolutely seamless. The level of service they provide is second to none! They delivered the best rate and the best terms for the clients. Mark and Darci are very transparent with their fees and have a stellar reputation in the community. I highly recommend Darci and Mark for all your mortgage needs!”

- Gabby G.